Fixed Rates:

• Fixed Rate, Fixed Term – 30, 25, 20,
  and 15 year terms Fixed Payments
• 5/25 & 7/23 The interest rate is lower for the initial term and increases once
  for the remaining life of the loan

• 1/1 The interest rate is reset each year based on a specific formula
• 3/1, 5/1 10/1 The interest rate is fixed for the initial term and and the end of the period converts to a traditional one year adjustable rate

• 6/6
• one month

• No Income
• No Asset
• No Employment Verification

• FHA 203(b)
• FHA 203(k) Rehabilitation
• VA