Campbell Mortgage, as a responsible provider to the public of mortgage financing services, and recognizing their commitment to provide such services with the utmost professionalism, integrity, competence and diligence, subscribe to the following Code of Ethics:
1. Campbell Mortgage SHALL act in accordance with all laws, rules and regulations of the State of Connecticut Banking Department.
2. Campbell Mortgage SHALL conduct business in a manner reflecting honor and integrity. Campbell Mortgage shall avoid and report any fraudulent and unethical practices to the Society or State Agency charged with regulating the practices of Brokers.
3. Campbell Mortgage SHALL abide by generally accepted principles of the real estate valuation when reporting to investors regarding the valuation of the offered collateral for the loan.
4. Campbell Mortgage SHALL advise the relevant parties of any equity interest he/she may have in the collateral offered as security for the loan.
5. Campbell Mortgage SHALL advise the consumer whom they are doing business with as to who Campbell Mortgage will be receiving compensation from.
6. Campbell Mortgage SHALL NOT advertise, or intimate to the consumer terms or conditions not available and not likely to be made available.
7. Campbell Mortgage WILL put all agreements into written form and shall abide by all agreements made to the consumer whether written or oral.
8. Campbell Mortgage SHALL maintain special accounts separate from his/her personal accounts for the deposit of escrow funds they receive from the consumer.
9. Campbell Mortgage SHALL NOT speak disparagingly of the business practices of a competitor or of a transaction being negotiated by a competitor.